Based on the latest Bureau of Labor Statistics OEWS data — updated September 10, 2026.
| Kentucky | National | Difference | |
|---|---|---|---|
| Median annual salary | $62,090 | $75,854 | -18% |
| Median hourly wage | $29.85 | $36.47 | -18% |
Adjusted for local price levels (100 = national average), the cost-adjusted median is $68,836.
| City | Median | Entry Level | Experienced | Cost of Living |
|---|---|---|---|---|
| City-level data coming soon. | ||||
The median annual salary for a Loan Officer in Kentucky is $62,090, or about $29.85 per hour, according to BLS OEWS data.
The national median for Loan Officers is $75,854. Kentucky is -18% below the national median.
Entry-level loan officers in Kentucky typically earn from varies by experience depending on the city and employer.
With 3,940 loan officer jobs on record and a median salary of $62,090, Kentucky offers competitive pay compared to the rest of the country.
By median annual wage, loan officers rank 268 of the 699 occupations reported in Kentucky — higher than 62% of them.
Among occupations in the same job family, Insurance Appraisers, Auto Damage at $97,950, Management Analysts at $95,630, Project Management Specialists at $81,700 — all figures are median annual wages for Kentucky.
No. Every figure on this page is a gross (pre-tax) wage. Kentucky levies a state income tax, so take-home pay is lower than the gross figures shown here. The state's cost of living index is 89.0 (100 = national average).
By median annual wage, loan officers rank 268 of the 699 occupations reported in Kentucky — higher than 62% of them.
| Occupation in the same job family | Median in Kentucky | Jobs |
|---|---|---|
| Insurance Appraisers, Auto Damage | $97,950 | — |
| Management Analysts | $95,630 | $4,550 |
| Project Management Specialists | $81,700 | $10,250 |
| Financial and Investment Analysts | $81,660 | $2,460 |
| Insurance Underwriters | $79,830 | $900 |
| Credit Analysts | $79,290 | $370 |
Kentucky levies a state income tax, so take-home pay is lower than the gross figures shown here. The state's cost of living index is 89.0 (100 = national average).
Ranking and comparison figures come from the same BLS OEWS release as the rest of this page, which covers 699 occupations in Kentucky.